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Graham’s Newsletter

A 33 year old real estate agent and investor with over $120M in residential real estate sales. This is my way of sharing actionable ideas that will make you a smarter and wealthier investor.

a cell phone sitting on top of a desk next to a laptop

Here's how I'm Building Passive Income

What’s up Graham, it’s guys here :-) A quick but important note before we get started. Since I shifted to ConvertKit, my newsletter is going to the Gmail promotions tab for some of you. If you find this from the promotions tab, please star the message and drag/move it to the primary inbox :) Here's a quote by Benjamin Graham that resonates with me: One of the most persuasive tests of a high-quality (company) is an uninterrupted record of dividend payments going back over many years. Dividend...
New Car Vs. Used Car Sales

This is What is Keeping Americans Poor

What’s up Graham, it’s guys here :-) Now that my schedule is slightly more flexible, if you’re interested in booking a consulting call and speaking with me directly, fill out the form below to see if it’s a good fit. I’ll make some time each week to speak with a few of you, one-on-one, about your YouTube channel, Real Estate Deal, Business, or Marketing Strategy (no investment advice). If you’re interested, reach out and I’ll pick a few people to consult with. It can be over a phone call or...
September 2024 Federal Reserve Rate Cut

We’ve been waiting for 4 years

What’s up Graham, it’s guys here :-) A quick but important note before we get started. Since I shifted to ConvertKit, my newsletter is going to the Gmail promotions tab for some of you. If you find this from the promotions tab, please star the message and drag/move it to the primary inbox :) Here is an excerpt from a report by MarketWatch: JPMorgan ran the data back 40 years, finding the Fed has cut rates 12 times, with the S&P 500 within 1% of an all-time high. The market was higher a year...
Chase Bank Infinite Money Glitch

The Chase Bank Infinite Money Glitch

Hey there! A quick announcement: Now that my schedule is slightly more flexible, if you’re interested in booking a consulting call and speaking with me directly, fill out the form below to see if it’s a good fit. I’ll make some time each week to speak with a few of you, one-on-one, about your YouTube channel, Real Estate Deal, Business, or Marketing Strategy (no investment advice). If you’re interested, reach out and I’ll pick a few people to consult with. It can be over a phone call or Zoom...
Achieve the perfect credit score

How I Achieved the (Almost) Perfect Credit Score

What’s up Graham, it’s guys here :-) A quick but important note before we get started. Since I shifted to ConvertKit, my newsletter is going to the Gmail promotions tab for some of you. If you find this from the promotions tab, please star the message and drag/move it to the primary inbox :) How I Achieved the (Almost) Perfect Credit Score Leverage is a fascinating concept. The idea is simple – you borrow resources and use them to expand your potential. Applied wisely, debt lets countries,...
Market in Red

Here's What Broke The US Stock Market Last Week

In 2016, Akagi Nyugyo, a Japanese frozen dessert maker, released an unusual commercial. It showed the company employees and executives bowing down in apology, expressing regret. The reason? For the first time in over 25 years, the company increased the price of Garigari-kun, their best-selling popsicles, from ¥ 60 to ¥ 70 — an increase of roughly 7 Cents. The company wanted to apologize for this price hike. The company did it again when they raised the price from ¥ 70 to ¥ 80. And this is not...

The Federal Reserve Announces the Rate Cut

Hey there! A quick announcement: Now that my schedule is slightly more flexible, if you’re interested in booking a consulting call and speaking with me directly, fill out the form below to see if it’s a good fit. I’ll make some time each week to speak with a few of you, one-on-one, about your YouTube channel, Real Estate Deal, Business, or Marketing Strategy (no investment advice). If you’re interested, reach out and I’ll pick a few people to consult with. It can be over a phone call or Zoom...

Where housing prices are falling in 2024

What’s up Graham, it’s guys here :-) After a break, the newsletter is starting up again! Looking forward to bringing you some interesting content... From the 1950s to the mid-2000s, homeownership was seen as the ultimate financial goal. The housing market was booming, and everyone believed owning a house was the key to becoming wealthy. It was the American Dream. But by 2008, the housing market faced one of its most significant downturns in American history. Home prices began to decline in...

Homebuyer regrets

Hey there! Just a quick announcement: Since I’ve started posting slightly less, I’ve been inundated with people asking if I’d offer YouTube, Business / Marketing, and Real Estate consulting. I recently did one-on-one calls with a few readers and it went incredibly well. I enjoyed talking to them a lot too. Now that my schedule is slightly more flexible, if you’re interested in booking a consulting call and speaking with me directly, fill out the form below to see if it’s a good fit. I’ll make...

Higher Taxes

When I saw the headlines talking about a new “45% Capital Gains Tax Rate,” expiring middle-class tax cuts, and otherwise bringing the “highest tax rate – for many – in a century,” I initially wanted to stay out of it, because I hate getting political and being taken out of context. Source: Tax Foundation But I’m going on a limb to talk about this topic because there’s a ton of misinformation openly being spread as fact – and because the full proposal is 256 pages of fine print, I don’t want...

A 33 year old real estate agent and investor with over $120M in residential real estate sales. This is my way of sharing actionable ideas that will make you a smarter and wealthier investor.